LOADING YOUR EXPERIENCE

We guide people to LIVE Scroll to Explore SlideBusiness Owners Learn More Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Young Professionals Learn More Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Successful Families Learn More Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Who We Serve Young
Professionals
You’re young and healthy now but what happens if you get sick? SAVINGS FOR FUTURE How do you balance your lifestyle spending with saving for your future? Who can you trust to help make independent, smart financial decisions?
Business
Owners
When the time comes, what’s the most tax-efficient way to exit the company? GROW REVENUES How can you grow revenues while preserving what you’ve built? Who are the future leaders of the company and how do you retain them?
Successful
Families
How will you ensure your family inherits wealth responsibly? PRESERVE WEALTH How do you best preserve wealth for future generations? What are the tax consequences of your estate plan?
Our ProcessOur Process chat_bubble_outline Initial Conversation Discuss current planning, goals and time horizons to strategize on next steps and best outcome.
insert_chart_outlined Data Gathering Provide EJS with the necessary personal and policy information to analyze.

Informal Underwriting Submit underwriting data with up to 30 carriers to secure non-binding offers for coverage.
Recommendation Pinpoint the intersection of best underwriting offer and product fit to accomplish each individual client’s planning goals. Implementation Submit application and any follow-on items to successfully approve, issue and deliver coverage to the client.

Dedicated Service Regular communication with each client, supplemented with annual reviews. Swift resolution for all questions, changes and requests for additional coverage.
our-process-mobile-2Our Process chat_bubble_outline Initial Conversation Discuss current planning, goals and time horizons to strategize on next steps and best outcome.
Data Gathering Provide EJS with the necessary personal and policy information to analyze.
Informal Underwriting Submit underwriting data with up to 30 carriers to secure non-binding offers for coverage.
Recommendation Pinpoint the intersection of best underwriting offer and product fit to accomplish each individual client’s planning goals. Implementation Submit application and any follow-on items to successfully approve, issue and deliver coverage to the client.

Dedicated Service Regular communication with each client, supplemented with annual reviews. Swift resolution for all questions, changes and requests for additional coverage.
our-process-mobile-3Our Process chat_bubble_outline Initial Conversation Discuss current planning, goals and time horizons to strategize on next steps and best outcome.
Data Gathering Provide EJS with the necessary personal and policy information to analyze.
Informal Underwriting Submit underwriting data with up to 30 carriers to secure non-binding offers for coverage.
Recommendation Pinpoint the intersection of best underwriting offer and product fit to accomplish each individual client’s planning goals. Implementation Submit application and any follow-on items to successfully approve, issue and deliver coverage to the client.

Dedicated Service Regular communication with each client, supplemented with annual reviews. Swift resolution for all questions, changes and requests for additional coverage.
Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. Millennials are Scared – And This Is thevFinancial Reason Why Millennials are Scared –And This Is the Financial Reason Why Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Review Of Whole Life Insurance Carriers An in-depth review of whole life insurance options. Insights How Hillary’s plan to raise the estate tax could hurt small biz Featured interview with Emory J. Smith. 11 lies you tell yourself that are keeping you from building wealth #7 is hugely important! Is Borrowing Against Life Insurance a Good Idea? Right way vs. wrong way. Is Borrowing Against Life Insurance a Good Idea? Original articles by Emory J. Smith. Insights Business Owners Share the One App They Can’t Live Without How we take great care of clients! 4 Ways to Protect Your Retirement Importance of Long Term Care planning. Why Is My Premium So High?: What You Need to Know About Life Insurance Underwriting No one wants their friends and family to inherit financial difficulty Insights Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Insights Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. Is Borrowing Against Life Insurance a Good Idea? Right way vs. wrong way. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Is Borrowing Against Life Insurance a Good Idea? Original articles by Emory J. Smith. Insights Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. How Hillary’s plan to raise the estate tax could hurt small biz Featured interview with Emory J. Smith. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. 11 lies you tell yourself that are keeping you from building wealth #7 is hugely important! Insights Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. 4 Ways to Protect Your Retirement Importance of Long Term Care planning. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Business Owners Share the One App They Can’t Live Without How we take great care of clients! Insights Millennials Aren’t Into Life Insurance, Despite Some Obvious Risks Few have what most need. 4 Ways to Protect Your Retirement Importance of Long Term Care planning. Does Your Business Need Key-Player Insurance? Owners and Executives are expensive to replace.. Why Is My Premium So High? 3 major factors to secure best rates Insights Emory J. Smith Who We Are EJS Financial Management’s Founder, Emory J. Smith’s life long passion for helping people plan their financial lives led him from reading The Millionaire Mind as a teenager in Dallas to managing estate planning and asset protection insurance programs for many prestigious clients at a boutique financial services company in Phoenix. Read More EJS Financial Management’s Founder, Emory J. Smith’s life long passion for helping people plan their financial lives led him from reading The Millionaire Mind as a teenager in Dallas to managing estate planning and asset protection insurance programs for many prestigious clients at a boutique financial services company in Phoenix.

After nine successful years as Senior Vice President of that company, Emory could no longer ignore the fact that many important relationships weren’t receiving the depth of expertise and service they deserved from their insurance advisors.

Emory began to share the knowledge and experience he accumulated while working with world-class business owners, Hall of Fame athletes and celebrated entertainers to help those he cared about most.

And in 2014, EJS Financial Management was born.
Emory J. Smith holds a Bachelors of Science degree (magna cum laude) from the W. P. Carey School of Business at Arizona State University. Emory is a 15-year veteran of the high net worth financial services industry and contributes to numerous national media publications. He holds Life, Health, Property and Casualty Insurance Licenses, and serves clients through active professional and community involvement:

Central Arizona Estate Planning Council (Board of Directors)
National Association of Insurance and Financial Advisors – Phoenix Chapter (Past President).
W.P. Carey School of Business at Arizona State University (Alumni Mentor)
Make A Wish Arizona (Wishmakers Council)
Valley of the Sun United Way (Legacy Society Task Force)
HonorHealth Foundation (Financial Health Advisory Committee)
Valley Partnership (Golf Tournament Co-Chair)
Urban Land Institute (Member)
Numerous Tax and Estate Planning study groups (Member)

Most of all, Emory enjoys spending as much time as possible with his Wife Katie and their son.
After nine successful years as Senior Vice President of that company, Emory could no longer ignore the fact that many important relationships weren’t receiving the depth of expertise and service they deserved from their insurance advisors.

Emory began to share the knowledge and experience he accumulated while working with world-class business owners, Hall of Fame athletes and celebrated entertainers to help those he cared about most.

And in 2014, EJS Financial Management was born.

We help clients uncover, understand and answer their toughest financial questions to address the needs of today and tomorrow.
Emory J. Smith holds a Bachelors of Science degree (magna cum laude) from the W. P. Carey School of Business at Arizona State University. Emory is a 15-year veteran of the high net worth financial services industry and contributes to numerous national media publications. He holds Life, Health, Property and Casualty Insurance Licenses, and serves clients through active professional and community involvement:

Central Arizona Estate Planning Council (Board of Directors)

National Association of Insurance and Financial Advisors – Phoenix Chapter (Past President).

W.P. Carey School of Business at Arizona State University (Alumni Mentor)
Make A Wish Arizona (Wishmakers Council)

Valley of the Sun United Way (Legacy Society Task Force)

HonorHealth Foundation (Financial Health Advisory Committee)

Valley Partnership (Golf Tournament Co-Chair)

Urban Land Institute (Member)

Numerous Tax and Estate Planning study groups (Member)

Most of all, Emory enjoys spending as much time as possible with his Wife Katie and their son.
our partners

OUR PARTNERS

EJS Financial Management is proud to be a Firm of Lion Street, Inc., a leading national financial services company owned by fiercely independent financial advisors. Based in Austin, Texas, Lion Street comprises an elite network of Firms who specialize in financial solutions for high-net-worth individuals, family offices, business owners and corporate clients. Lion Street Firms gain favored access to insurance carriers and financial institutions, and the products and services they offer, enhancing our ability to meet the complex planning requirements of our clients.
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OUR PARTNERS

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How to reach us 602-370-8743 emory@ejsfinancial.net LinkedIn Facebook
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How to reach us Call: 602-370-8743 Email: emory@ejsfinancial.net LinkedIn Facebook
We help clients uncover, understand and answer their toughest financial questions to address the needs of today and tomorrow
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WHO WE SERVE OUR PROCESS INSIGHTS OUR PARTNERS WHO WE ARE CONNECT